Credit Challenged Financing

Do you have a less than perfect credit score? Don’t let that score control your car buying decision! Visit Jim Hudson Toyota, and learn how you can get bad credit financing on your next purchase. Our knowledgeable Toyota finance department has worked with many Lexington drivers to obtain bad credit car financing. You don’t have to let your past credit mistakes control your future, and by visiting Jim Hudson Toyota, you’re taking the first steps to rebuild and improve your credit score.

Our Irmo dealership has worked hard to create working relationships with a variety of credit lenders and financial institutions, so we know we have tracked down all of your loan opportunities. When you visit our finance department, we will sit with you to get the process started, or you can take full advantage of our secure Toyota credit application online.

Subprime Auto Loans

Upon completion, our team will run a credit check to see where you stand on the credit spectrum. Our Toyota team reviews this information with you and discusses the different factors that contributed to your score. Let us know immediately of any incorrect information.

Sit back and relax as our finance team starts tracking down your loan options. Our lenders will look at lots of different factors when determining eligibility but don’t worry, Jim Hudson Toyota has a high rate of approval when it comes to securing bad credit car financing. We will work hard to ensure we have covered all of your bases! We will walk our lenders through your:

  • Unique credit rating, going over any repossessions, foreclosures that contributed to it
  • The loan term you’re interested in
  • Whether you’d like a brand new vehicle or a pre-owned ride
  • The amount of money you are interested in borrowing
  • Your ability to pay that loan back over time

We will highlight your strengths while being careful not to stretch you financially. When it comes to finding auto loans, our dealership can present you with a range of packages that will set you up for success and help you take home a top-rated vehicle like the Toyota Corolla.

Visit Our Toyota Finance Department Today

Jim Hudson Toyota is ready to take on those past bankruptcy filings and get you and your credit score back on track! Contact our team today to get started or if you have any questions about credit reports, buying vs. leasing, or who has the best car loan rates.